Daryl Collins, Jonathan Morduch, Stuart Rutherford, Orlanda Ruthven Books
Daryl Collins is a development economist specializing in financial inclusion. Jonathan Morduch is a professor of public policy and economics at New York University.
Known for: Portfolios of the Poor: How the World's Poor Live on $2 a Day
Books by Daryl Collins, Jonathan Morduch, Stuart Rutherford, Orlanda Ruthven
Portfolios of the Poor: How the World's Poor Live on $2 a Day
This book presents a groundbreaking study of how low-income households in Bangladesh, India, and South Africa manage their financial lives. Drawing on detailed financial diaries collected over a year, the authors reveal the complex strategies the poor use to survive and improve their circumstances, challenging conventional assumptions about poverty and microfinance.
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Methodology
Our approach revolved around a deceptively simple yet powerful idea: create financial diaries that record every inflow and outflow of cash in poor households. Beginning in Bangladesh and later extending to India and South Africa, we followed families and individuals over an entire year, visiting the...
From Portfolios of the Poor: How the World's Poor Live on $2 a Day
The Financial Lives of the Poor
The common image of the poor as living hand-to-mouth is both wrong and misleading. The diaries revealed that most poor households engage in numerous financial transactions every week. Even with limited income, their portfolios are surprisingly diverse: they save small sums, borrow from several sourc...
From Portfolios of the Poor: How the World's Poor Live on $2 a Day
About Daryl Collins, Jonathan Morduch, Stuart Rutherford, Orlanda Ruthven
Daryl Collins is a development economist specializing in financial inclusion. Jonathan Morduch is a professor of public policy and economics at New York University. Stuart Rutherford is a microfinance practitioner and founder of SafeSave in Bangladesh. Orlanda Ruthven is a researcher focused on labo...
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Daryl Collins is a development economist specializing in financial inclusion. Jonathan Morduch is a professor of public policy and economics at New York University. Stuart Rutherford is a microfinance practitioner and founder of SafeSave in Bangladesh. Orlanda Ruthven is a researcher focused on labo...
Daryl Collins is a development economist specializing in financial inclusion. Jonathan Morduch is a professor of public policy and economics at New York University. Stuart Rutherford is a microfinance practitioner and founder of SafeSave in Bangladesh. Orlanda Ruthven is a researcher focused on labor and livelihoods in South Asia.
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Daryl Collins is a development economist specializing in financial inclusion. Jonathan Morduch is a professor of public policy and economics at New York University.
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